Fractional CRO Services for Community Banks & Credit Unions

Experience-driven risk leadership tailored for local institutions

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Justin Butler

Chief Risk Officer | Trusted Financial Executive

Drawing on decades of senior risk leadership at Bremer Bank, Wells Fargo, GE Capital and Bank of America, Justin helps community banks and credit unions achieve large-bank discipline with small-bank agility.

As an outsourced Chief Risk Officer, he delivers board-level oversight, regulatory alignment, and strategic risk governance — providing the expertise of a $20B bank CRO without the fixed cost of a full-time executive.

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Why Choose an Outsourced CRO?

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    Cost

    Avoid the expense of a full-time CRO while still accessing executive-level expertise.

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    Compliance

    Stay ahead of regulatory changes and minimize operational risk with professional oversight.

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    Expertise

    Benefit from decades of industry knowledge across major financial institutions.

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Services

Comprehensive Risk Management Solutions

✦ Enterprise Risk Assessment – Identify and quantify operational, strategic, and regulatory risks.

✦ Regulatory Compliance Oversight – Ensure adherence to federal and state banking regulations.

✦ Policy & Procedure Development – Craft risk management frameworks and governance policies.

✦ Board Reporting & Advisory – Provide clear, actionable insights for leadership teams.

✦ Audit & Control Review – Evaluate internal controls and mitigate vulnerabilities.

✦ Custom Risk Solutions – Tailored support for unique institutional challenges.

Why Work With Me?

  • Proven Track Record

    Decades of CRO-level leadership across major banks.

  • Cost-Efficient Expertise

    Enterprise-level oversight without the full-time cost.

  • Personalized Approach

    Services tailored to your institution’s unique risk profile.

  • Trusted Advisor

    Clear, actionable guidance with measurable impact.